How does the government affect financial institutions (banks, credit unions, credit card companies)?

Which political reform gave people the power to put a proposed law on the ballot? referendum initiative direct primary recall

How would having more railroad tracks be advantageous during a war

Mike and his wife, amanda, are arguing about his in-laws. mike doesn’t want them to visit because they fight all the time when they come to the house and he is worried about the effect that their fighting is having on mike and amanda’s children. amanda finally yells out: “what about our fighting? ” mike replies, “well, that’s different. we fight because we’re having a disagreement, they fight because they hate each other! ” this is an example of