Which term derives from a greek word meaning “to speak with good words” and involves substituting a more pleasant, less objectionable way of saying something for a blunt or more direct way?

   Euphemism

Explanation:  Euphemism is a word that has a Greek root and means to replace some unpleasant or shameful word or expression with some milder, indirect expression or word. It is used instead of some harsh expression, most often, say, to replace the term dead, and so used passed away. However, sometimes it is not a good idea to use a euphemism to mitigate or mask the seriousness of the problem, such as when you say social drinker instead of  alcoholic.

parable of the tares

explanation:

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.