Norms are also classified according to their relative social importance. are informal norms or everyday customs that may be violated without serious consequences within a particular culture. they provide rules for conduct but are not considered to be essential to society’s survival.

Folkways

Explanation:

The term folkways refers to informal rules that are not offensive to violate but they are expected to be followed. They are regarded most as "social conventions" and "customs" rather than norms. Since they are social conventions, they also vary from culture to culture, and therefore they are not essential to society's survival.

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

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