What is the purpose of a disclosure statement in life insurance policies "to obtain important underwriting information"?

Question: a) To explain features and benefits of a proposed policy to the consumer

b) To obtain important underwriting information from the applicant

c) To help consumers compare policy prices

d) To protect agents and insurers against lawsuit

To explain features and benefits of a proposed policy to the consumer.

A disclosure statement is a statement in an official document that spells out the terms and conditions, features, benefits, risks, and rules in a financial transaction.

An insurance is an example of a financial transaction, and a typical financial transaction has disclosure statement. In an insurance policy, the disclosure statements states all the features of the transaction.

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