Which is not a reason insurers limit disability income benefits to 70% or less of the insured's past earnings?

a) insurers limit the benefits simply because it keeps their expenses down.
b) the full income is not paid in order to reduce malingering.
c) the insurer considers other sources of disability income in order to prevent overinsurance.
d) insurers limit the length of the benefit to encourage the return to work.

What is a person called when they are on your side and supports you

When recursive formula can be used to determine the total amount of money earned in any year based on the amount earned in the previous years?

Voters commonly condemn politicians for being insincere, but politicians often must disguise their true feelings when they make public statements. if they expressed their honest views—about, say, their party's policies—then achieving politically necessary compromises would be much more difficult. clearly, the very insincerity that people decry shows that our government is functioning well. which of the following, if true, most seriously undermines this reasoning? (a) achieving political compromises is not all that is necessary for the proper functioning of a government. (b) some political compromises are not in the best long-term interest of the government. (c) voters often judge politicians by criteria other than the sincerity with which they express their views. (d) a political party's policies could turn out to be detrimental to the functioning of a government. (e) some of the public statements made by politicians about their party's policies could in fact be sincere.