Legislators created a form of business called corporations because they thought that businesses could be more efficient in raising the capital necessary for producing goods, services, jobs, and wealth if:

Individuals were protected by limiting the liability of individuals for business activities.

Explanation:

Individuals were protected by limiting the liability of individuals for business activities.

What this means is that when either an individual or a corporation function with limited liability this means that assets belonging to the individuals cannot be seized in an attempt to repay debt obligations attributed to the corporation. Funds that were directly invested with the corporation, such as with the purchase of company stock, are considered assets of the corporation in question and can be seized in the event of issues to be settled.

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even though you have attached neither the chart nor the generalizations, i have located them online. the right answer is d, since they are asking you about a generalization. you can only infer from the chart that between 2008 and 2009 the number of employed workers decreased significantly (from over 115 millions to 107 millions approximately), which signals some type of economic crisis.