The states that a drawer or maker is liable on a forged or unauthorized indorsement if the person signing as or on behalf of a drawer or maker intends the named payee to have no interest in the instrument or when the person identified as the payee is a fabricated person.

What would be the most likely consequence to society if citizens began refusing to fulfill their citizenship responsibilities a) people would have more free time because they would have fewer social obligations b) people would find that society was able to look after itself with the of civic participation c) people would face the threat of losing their individual rights and freedoms d) people would benefit from the direction of strong leaders who would guard their freedoms