Mr. Zamboni is the owner and the annuitant of an annuity. Mrs. Zamboni, the designated beneficiary, will be able to assume all ownership rights and tax-deferral if Mr. Zamboni should die .

During the accumulation period

Explanation:

If the annuitant of an annuity should die during accumulation period which is also the contribution period, the payment option holds for the designated beneficiary or the annutized. Therefore Mrs Zamboni will assume ownership rights and tax deferral if the annuity has entered its annuitization period

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