The converts the instructions and perspectives provided to the RM framework team into cohesive guidance that structures and directs all subsequent risk management efforts.

risk management policy

Explanation:

A risk management policy is a documented statement of risks associated with carrying out a particular action and also guidance on how to manage the risks. Several activities come with their own risks, hence it is necessary for an organisation to create a risk management policy to define those risks and how to overcome them.  A risk management policy also outlines the persons to perform the activities that are associated with the defined risks.

A risk management policy helps to maintain financial sustainability, protects the assets of the business and also protects the staff and objectives of the company.

this question your asking is true hope this and you get a 100 percent : )

explanation:

allergens: overstimulate the nerve system

neurotics: attack nerve cells

mutagens: damage or otherwise alter dna sequence

generators: cause defects during growth and development  

carcinogens: cause unchecked cell growth

i hope you get the idea according to me these are the effects that happened.