Erin have a theory that the largest cause of poverty is poor budgeting and financial planning. My suggestion to provide budgeting and planning advice to the poor would be based on:
in-kind transfers.

in-kind transfers

Explanation:

In-kind transfers -

The government has the capability to provide some benefits to the public in the form of cash or in - kind transfer of the goods and services .

In the in - kind transfer the goods and services are provided to the people in need of it .

The method is used in the situation of any social crises , natural calamity etc. , which is necessary to fight against the situation .

Hence , from the given scenario of the question ,

The correct answer is in-kind transfers .

the correct labels are as follows:

a: yellow river

b: himalayan mountains

c: north china plain

d: taklimakan desert

b) to encourage free trade