What is generally indicated in a divorce or bankruptcy when books and records of the debtor/marital partner have been destroyed or are hard to locate, it generally means: a. Fraud has caused the bankruptcy or divorce b. The bankruptcy or divorce is used to perpetrate the fraud c. The bankruptcy or divorce is used to conceal the fraud d. None of the above

C.The bankruptcy or divorce is used to conceal the fraud

Explanation:

Bankruptcy or divorce is used to conceal the fraud when the books and records of the debtor/marital partner have been destroyed or are hard to locate because Bankruptcy can be used to conceal fraud in order not to be detected and in some case bankruptcy is been used when a person is trying to free itself from debt or the fraud committed by the person and this can take place in many form in which the person involved in the fraud can hide or remove from observation, cover or keep them away from people sight in order to get a fresh start by discarding all the available information.

"harry t. moore (1905-1951) – civil rights activist, leader, and the first martyr of the civil rights movement. fannie lou hamer (1917–1977) – leader in the american civil rights movement; co-founder of the national women's political caucus and freedom democratic party. james farmer (1920–1999) – congress of racial equality."

explanation:

may i ask what challenges?