You would be considered to be negligent when you, a dependent, or another named insured's action causes harm or property loss.

a. true

b. false

A) True

Explanation: Negligent can be simply refered to as the incapacity of one to take proper care in certain circumstances.

In law, Negligence includes harm caused (including property lose) due to failure of the defendant to take proper care that a normal person would usually have taken in thesame situation or circumstance.

So one will be considered to be negligent when he or she caused harm due to being neglectful.

its b i googled it wish u luck