PLEASE HELP!!

Which two investment options would be best if you are 45 years old, just starting to save, and want to retire when you are 65? Consider the kind of investment, rate of return, level of risk, and other factors.

The interval of the investment is 20 years, so it is better to allocate a 30 percentage of the income on investments because this will serve as guaranteed sustainable income for the future.

The investment should be in two different types of 15%, 15%. This will help Incase something happens to one. And a return of at least 10% on each for 20 years will be alright. Thank you.

Explanation:

In investments risk, income and return should be considered with economic state.