Federally insured mortgages are intended to protect: a. the borrower by providing a backup fund that can be accessed by the borrower. b. against interest rate risk by providing a backup fund to cover any increase in interest rates. c. the federal government in case the home owner does not pay real estate taxes owed on the property. d. the loan repayment to lending institution. Hide Feedback

Which is the best conclusion that can be drawn regarding the status of african-americans in the south in the late 1800s? a) african-americans made tremendous political, social, and economic advancements during the reconstruction era. b) passage of the 13th, 14th, and 15th amendments to the u.s. constitution guaranteed equal status and rights for all african-americans. c) the reconstruction policies enacted by the federal government were highly effective in african-american citizens transition to life after slavery. d) although african-americans had equal rights under federal law they were still economically, politically, and socially inferior to whites in the south during the reconstruction era.