Which insurance sales distribution arrangements is NOT affiliated with just a single insurance company but instead represents multiple companies? A. an independent sales office that is managed by a Personal Producing General Agent (PPGA)

B. a sales agency that is managed by a general agent who is under contract with an insurance company to employ sales agents to represent that company

C. a sales arrangement in which sales are made directly to consumers through mass media channels without the use of producers

D. a sales office that is managed by a general manager who is an insurance company employee

An independent sales office that is managed by a Personal Producing General Agent (PPGA

Explanation:

Personal Producing General Agency (PPGA) is a sort of company that hired independent individuals or agent appointed to the insurance companies as an independent contractor that has contracts to sell different insurance. Such an agency and agents are independent agencies that are not afflicted with a single insurer but instead have sales agreements with multiple insurers and the insurance sales distribution arrangements is NOT affiliated with just a single insurance company but instead, represent multiple companies. The agents are paid on a commission or fee basis and not through salary which makes them spend their time attempting to sell insurance rather than maintaining an office.