Herman is always late for his Wednesday morning Accounting class. When asked by his instructor why he is having problems getting to class on time, he says it is because his soccer coach holds late night practice on Tuesdays. Which is true about Herman?

Please see below

Explanation:

Herman is affected by what is referred to as a "victim mindset". This type of a trait is not inherent, rather is acquired overtime by repeatedly going through a negative situation where one finds themselves helpless and succumbs to the circumstances. He will consider himself a victim to someone else's negative actions and (unintentionally) choose to continue to suffer the consequences.

the density would be a smaller number.

answer; the federal reserve system;