Hi! I just need help with answer number 2, if u can answer number one for me that would be appreciated as well!

1. they both agree that history works as a guide to prevent us from doing it later on

2. they both agree that we could learn from history and not repeat mistakes made during that history

Explanation:

they both pretty much agree that history was a guide

answer; /// the only one thats make little sense is (c) fair credit billing act;