What is the primary benefit people receive in exchange for paying premiums to an insurance company? A. The value of the insurance policy will appreciate over time.
B. The cost of the insurance policy will decrease each month.
C. The insurance company will pay for covered expenses.
D. The insurance company will offer a monthly deductible payment.

Francine, a college freshman, has agreed to participate in a psychology research study. before she begins her participation, she reads a statement written by the researcher explaining the purpose of the research and the potential risks of participation. it also explains that francine is free to withdraw from the research at any time. in providing francine with this statement, the researcher has followed the ethical guidelines of for participants.