How are changes in climate and the hydrological cycle affecting the environment and your future?

The main change in climate is the global warming, and it will likely influence our future through:

-less severe winters in many regions (this is what I am experiencing) - can be seen as positive
-more severe summers with heat waves - which can be hazardous for health and which will require extra costs in form of air conditioning.
 
Climate is connected to the hydrological cycle, and some of the changes are:
-droughts in some regions, which mean that we have to save water and plan for the droughts
-floods in other regions, which means that those regions have to be abandoned or protected by infrustucture