For which of the following do credit card companies usually not charge a fee?
a. early repayment
b. balances over the credit limit
c. annual membership
d. cash from an automatic teller machine (atm)

The correct answer of the given question above would be option A. The one that credit card companies usually do not charge a fee is an early repayment. If you pay early, this would prevent balances which are not paid on time, avoiding further fees. The rest of the options are being charged with a fee. Hope this answer helps.

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An informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.