Which is the best way to achieve long-term financial goals?

Save more money from net income is the best way to achieve long-term financial goals. Saving money is the most appropriate choice to achieve a long-term financial goal by preserving the time value of money. The value of money will be declined as the times goes by, therefore saving money is one of the best options to preserve the value of money.

this doesn't support enough information to answer the question.

an informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.