When you purchase insurance, what are you doing?
a. reducing the risk of a loss.
b. transferring the risk of a loss.
c. avoiding the risk of a loss
d. retaining the risk of a loss?

Gettysburg address question. lincoln uses the images of birth and rebirth in this address. why?

How do direct democracry and representative democary differ

Atraffic cop has pulled over a speeder, only to discover that he has stopped a close friend. the police officer is torn, because his professional obligations demand that he punish the speeder, but his personal obligations suggest that he should give a friend a break. what is this called?