What is the federal reserve? how does the fed affect banking?

Fed makes it more expensive for banks to borrow money to cover reserve shortfalls.

Ifound the exercise on the internet. attached is the list mentioned above.in order for a compound to be considered optically active it can't have any axis or plan of symmetry. the molecule  shouldn't also  be superimposable on its mirror image.with such considerations, the compounds that are optically active are: -third compound on the first image is optically active; -second and third compound from the second image are optically actives.

Ithink it's c selection but i don't really know.