What is the total monthly payment for this mortgage? principal per month $980 interest per month $105 property tax per year 1 percent of the value of the house ($150,000) home insurance per year $360 pmi per month $45

The total monthly payment for this mortgage is of $ 1285

Explanation:

The principal mortgage payment per month is of $980.

Interests per month are of $105.

Property tax per year is of 1% of the value of the house ($150,000), so it is of $1500 per year (150,000/100). Per month, property tax is of $125 (125x12: 1500).

Home insurance per year is of $360, which is $30 per month (30x12: 360).

PMI per month is of $45.

So, to know how much we have to pay per month we have to add every monthly value, and the resulting value will be the total monthly payment.

So: 980 + 105 + 125 + 30 + 45 = 1285

The total montly payment is of $1285

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