What is the following scenario an example of? ronny always locked his bike while he was in school, until his parents bought him bike insurance. after that he wasn't as worried about it getting stolen because he now had insurance, so he often forgot to lock it.
a. moral hazard
b. negative externality
c. public good
d. public choice theory

the factors that the economies of the muslim empires prosper were:

1- land trade routes-located between three continents  

2- sea trade routes

trade contributed to the spread of muslim empires, and with that islamic culture led to a growing feeling of internationalism resulted in the transfer of technology, science, and other cultural forms.

answer; to be the responsible party for healthcare delivery through medicare and medicaid programs;