An annual percentage rate, or APR, represents how much interest is paid over a year.
interest is paid over many years.
principal is paid over a year
principal is paid over many years.

People with high cq motivation enjoy interacting with people from other cultures and are likely to deal with the stress of living in another culture. tend to negotiate more aggressively during negotiations. build cooperation by reciprocating information sharing during negotiations. are very good at leveraging the s& o model which they do by leveraging equivalent offers.