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Gif the public and community loses trust in banks it affects the entire u.s. financial system. in order to keep this type of financial contagion from happening, the fed makes as needed short-term emergency loans, by acting as the lender of last resort. guides and regulates private deposit insurance programs to cover insolvent bank losses. decreases the money supply as acting lender of last resort.

The authors of the paper "fudging the numbers: distributing chocolate influences student evaluations of an undergraduate course"† carried out a study to see if events unrelated to an undergraduate course could affect student evaluations. students enrolled in statistics courses taught by the same instructor participated in the study. all students attended the same lectures and one of six discussion sections that met once a week. at the end of the course, the researchers chose three of the discussion sections to be the "chocolate group." students in these three sections were offered chocolate prior to having them fill out course evaluations. students in the other three sections were not offered chocolate. the researchers concluded that "overall, students offered chocolate gave more positive evaluations than students not offered chocolate." indicate whether the study is an observational study or an experiment. give a brief explanation for your choice.

Which of the following is used as evidence to show changes in living organisms throughout geologic time? a: fossils b: lava c: sediments d: volcano