Pls help (i hate the 20 word requirement)

Emma lives on a tight budget. she saves money and also makes intelligent choices when spending it. which statements describe emma's financial skills? select three options.emma is more prepared to meet her basic needs.emma is better prepared to avoid financial setbacks.emma is better able to avoid accumulating assets.emma is more prepared to face emergencies.emma is better able to avoid financial decision-making.

Before they can be published, scientific papers must be peer-reviewed. this means that: a) some other scientific experts read the papers and guarantee that they are true.b) some other scientific experts read the papers and provide quality control by eliminating many mistakes.c) an editor reads the papers, to make sure that all the semicolons are in the correct places.d) everyone in the world is given the opportunity to comment on the papers through a specially maintainedblog.e) government bureaucrats read the papers, to be sure that the papers do not insult the political positions ofthe current officeholders.

List one personal value and explain why it’s important to you