An investment adviser representative is required to make disclosure to the client when: I. the IAR, in preparing a recommendation, uses research provided by a third party with whom the IAR is not affiliated.
II. the IAR recommends a specific insurance policy for the client's overall financial plan, where a commission will be received on that sale.
III. transactions recommended to a specific client are inconsistent with those for other clients with objectives that are identical to that particular client.
IV. transactions recommended to the client are inconsistent with those for the IAR's own account.

a. I, II and III.
b. II and IV.
c. I and III.
d. II, III and IV.

According to bowers, which of the following best describes the dominance of interest groups in the state of nevada over time? political machines dominated during the first 50 years; from 1908 to 1958 railroad and mining interests dominated; primarily gaming interests from 1958 to the present. the railroad and mining interests dominated during the first 50 years of statehood; political machines dominated from 1908 to 1958; primarily gaming interests have dominated from 1958 to present. gaming interests have always dominated. railroad and mining interests dominated from statehood until 1959; gaming interests have dominated from 1959 to present. no one interest has ever dominated at any one time.