Joanne and Richard are both single parents looking for housing in a certain neighborhood. Joanne is consistently quoted higher rents than Richard. If Joanne is being redlined, it is because she differs from Richard in terms of

The answer should be b

Yes thats true but what is the question

Americans often speak of their country as one of several large regions.  these regions are cultural units rather than governmental units --  formed by history and geography and shaped by the economics, literature and folkways that all the parts of a region share. what makes one region different from another? a region's multicultural heritage as well as distinct demographic characteristics like age and occupation make regions different and special. within several regions, language is used differently and there are strong dialects. there are also differences in outlook and attitude based on geography.