Financial institutions weigh the choice between earning interest on excess reserves from the Fed with the option to earn interest by loaning excess reserves to customers. If the Federal Reserve changes the interest rate on excess reserves, it changes the incentive financial institutions have to keep their reserves with the Fed, increasing or decreasing the money supply. What is the opportunity cost for banks when they hold onto their excess reserves? a. The interest they could have earned by lending that money to customers
b. The interest they could have earned if the Fed raised the discount rate
c. None of the above.
d. The taxes they don't have to pay on the extra income they earned

everyone knows that religion has a dangerous tendency to promote violence. this story is part of the conventional wisdom of western societies, and it underlies many of our institutions and policies, from limits on the public role of religion to efforts to promote democracy in the middle east.

explanation:

the answer would be a)henry grady because he came up with the term "new south"

it´s related to his charming character.

beauty is not everything, although we can joke that girls only care about the physical or material aspect, the truth is that a real woman looks at more important things, besides intelligence and personality, there are other attitudes that make irresistible to men who are 'unattractive'.

for example develop your sense of humor.

a) which ethnic groups live in this community?

i just took test