Which view of church government stresses the working of the Holy Spirit, who guides individual believers in a direct fashion

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d.c.

These facilities were organized and sponsored by churches or charities during the great depression in an effort to feed the homeless and needy.

How do the public-safety regulations protect workers ? regulations create advertising laws