1.the process of creating a detailed plan to meet your financial needs and prepare for the future is called:
a. developing goals.
b. personal financial planning.
c. collecting financial information.
d. personal finance

Options a) and c) are completely wrong: a) does not have to do with finances, for example they could be educational goals and c) is not enough, one also needs to use this information, not only collect it.

As far as options b) and d) are concerned: they could both be acceptable, but the usual way of calling it is "personal finance"  - the correct answer is d)

The answer should be a.

The changes to agriculture in the united states since 1900 is that increased mechanization has increased food production, thereby increasing the need for labor. there has been an increased need for higher speeds of food production due the fact that the population in the united states continues to rise.