Apopular perspective on poverty among policy makers is that poverty is caused by bad habits and values. this perspective is called the

culture of poverty perspective

Explanation:

culture of poverty perspective create an assumption that the reason why a certain group is economically worse than others is because that group has a different culture than the ones that adopted by the majority of people (mainstream culture).

According to this perspective, Difference in culture will make it hard for the minorities to be accepted by the people from mainstream culture. This will dramatically reduce their business connection, ability to find customers, and will have higher risk to be discriminated against during dispute resolution. All of this tend to led to worse economic condition.

the answer your looking for is c. : )

answer; use multiple stimuli;