What is a way to be a financially responsible consumer? borrow money only for essential purchases. loan money to others only if they promise to pay you back. save money only if you have everything you want first. compare prices when you shop.

Imagine a child who consistently gets mediocre grades and is often picked last for a team when games are played at recess. however, he likes to make silly jokes and play pranks, and he notices that people laugh when he does those things. the child starts to think that others are laughing with him, not at him. this is part of the process that charles cooley