Dr. Bartos is a psychologist who believes that pet therapy leads to less anxiety. She hopes to fund a research project to demonstrate this so she can promote animal adoption at the local shelter where she volunteers. She is proposing an experimental study to examine this belief.

answer: all of the above

identity theft, is stealing other person's identity to commit fraud or other crimes. identities, are stolen through hi tech and low tech methods and all these can result in the consequences mentioned above. because a criminal when has stolen your identity, can get a loan under your name which will increase a debt burden on the victim, it will also make it harder for the victim to get a loan in the future due to poor credit history and as a result may face loss of a job. there will be a loss of money since the criminal can even rent or buy an apartment under your name.