Does caroline have any closed accounts? how long does a closed account stay on a persons credit report?

 The correct answer is :  Payments that are overdue remain on the credit report for seven years. Late payments on a closed account will be removed from the payment history at seven years. But a closed account without negative information in its history, is deleted ten years after the date it was closed.

answer; ///i believe the correct   answer is (e) transformational;

answer; exemplars;