Why does target use different hurdle rates for the store and the credit cards (9% and 4%, respectively)?

Target use different hurdle rates for the store and the credit cards (9% and 4%, respectively) because the need for different hurdle rates simply shows the variation in the risk of individual projects and differences in the risk of corporate divisions.

The idea is that the higher the risk of the project, the higher the hurdle rate should be. For instance, Target makes use of different hurdle rates to determine the net present value of future cashflows accounts not only the time value of money but also the risk of future cash flows. As a result, the firm assigns discount rates of 9% for the store sales and 4% for the credit cards sales to represent the different costs of capital for funding store operations versus funding credit card receivables.

there is no possible way mgk stands a chance with the greatest white rapper of all time. eminem killshots had more bars than rap devil and the reason mgk is doing all this is cause he not getting attention anymore til the release of rap devil and the disses he is putting on eminem. now rap devil was more fire than killshot so mgk might won the battle with rap devil but eminem won the war with killshot.