Shortly after you purchase the laptop, you receive your first credit card bill and forget to pay it, because it’s a new responsibility for you. What’s the impact of this mistake on the length of time it takes you to pay off the debt and the total amount of interest you pay?

You'll be charged late fees, your interest rate will climb, and your credit score will deteriorate if you don't settle your credit card bill on time. If you keep missing payments, your card may be stopped, your debt may be transferred to a collection agency, and the debt collector may sue you and garnish your salary.

What happens when you forget to pay credit card bills:

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Answer and explanation:

Forgetting to pay debts has a detrimental effect on the length and interest payment of a loan. The more a consumer falls behind in the repayment of a debt the longer it will take to pay off the total amount owed. Besides, the interest rate is recalculated by the financial institution implying more interest will be paid.

Therefore, forgetting to pay debts must be avoided. Setting automated payments is a good measure to avoid such circumstances.

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answer; tech (a) is correct;