What are 5 factors that affect a credit score?

Explanation:

Credit score is the score of a individuals payment history to see if that person is worthy enough to purchase a specific item for example a car or a house, things that can effect a credit score is a payment history, (what you spend your earnings on) how much debt you owe, what you spend your money on throughout the years (loans, payments, debt), how new your credit history is, and what type of credit cards, or different types of credit information you choose to use can all effect your credit score.

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