A forward contract: A) Allows for immediate delivery at an agreed upon price which is to be paid on the future settlement date. B) Requires that payment be made in full when the contract is originated. C) Provides the buyer with an option to buy an asset on the settlement date at the forward price. D) Is a binding agreement on both the buyer and the seller and nets out as a zero sum game. E) Is marked to the market daily at the seller's request.

Penny poodle wanted to know which dog obedience training program was more effective: puppy pride, the approach she has been using for any years, or doggie do-right, a new approach. penny convinced 50 human companions of untrained dogs to participate in her study. the dogs and their humans were randomly assigned to complete the puppy pride or doggie do-right course. at the end of the training programs, all of the dogs were scored on their level of obedience on a standardized dog obedience checklist (scores could range from 10 to 100). the design of this study is: