Shamar has no credit history. he has a reliable job with a good income. he receives several offers in the mail for different types of credit cards. what would be the most responsible credit decision?

a. accept an unsecured credit cars with high limit.
b. accept a secured credit card with low, fixed interest rate.
c. choose two credit cards.
d. decline all offers.

Which steps would you take to determine how much an employee should be paid? select all that apply. determine the number of hours the employee was scheduled to work. determine the number of hours the employee worked. determine whether the employee worked overtime hours. determine whether any of the days worked are holidays that receive holiday overtime payment rates. determine the hourly rate this employee earns. determine whether this is a new employee.