Help im being timed

what was a major problem faced by banks in the West before the Federal Reserve System was established? How did the system help solve this problem?

Which of these is one right guaranteed by the aha's patient bill of rights? a. the right to remain on your insurance plan. b. the right to appeal denial of coverage for a procedure. c. the right to be treated with respect. d. the right to have insurance even with preexisting conditions.