In Charles Dickens' A Christmas Carol, what role does the ghost of Marley play in the heralding events to come in the plot? Follow the RACE format for your submission.

(202 bc - 220 ad) dynasty started by lui bang; a great and long-lasting rule, it discarded the harsh policies of the qin dynasty and adopted confucian principles; han rulers chose officials who passed the civil service exams rather than birth; it was a time of prosperity

i need the diagram.

due to inefficiency of management, the business plan has failed

idk what right product means but i assume it's this one since this was the last one left after i did the other three

the finance team has misjudged the requirement of business plan and chosen a wrong line of credit

operations risk is when the employees make a mistake

flash floods have damaged all machinery in the main manufacturing

natural disasters include anything ruined in the business by the weather or other disasters such as earthquakes

there have been foreign exchange rate fluctuations

economic risks is when things in the economy changes (like interest rates, currency value). the government has a large part in controlling this

it is based on the same philosophy as health insurance