Who wrote the declaration of independence

Thomas Jefferson

At the Second Continental Congress during the summer of 1776, Thomas Jefferson of Virginia was charged with drafting a formal statement justifying the 13 North American colonies' break with Great Britain

Explanation:

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.