What is not a good reason to refinance?

A. If your credit score has increased

B. When the interest rates are lower than the current rate

C. On a mortgage that has been paid off

D. When a lower payment is desired

theres no picture: /

step-by-step explanation:

there has been genes found in the x chromosome of males that have been linked to [homo/hetero]sexuality. in addition to the reign of the x chromosome, a section of chromosome 8 has also been link to, "alot of ppl are so " these facts were proven true after a 2014 study of a gay male and his strait brother. according to newscientist.com,"chromosome 14 and is mainly active in the thyroid, but also the brain. called tshr, it makes a type of receptor protein that recognises and binds to a hormone that stimulates the thyroid. in this way, the gene plays an important role in controlling thyroid function. the fact that tshr seems to be involved in sexual orientation fits with evidence that thyroid function seems to be linked to sexuality."

in conclusion, "ppl are so gay" due to their genetics.

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step-by-step explanation:

$650 per month plus utilities

step-by-step explanation:

just based on the info you gave, it would seem more cost effective to rent at $650 per month plus utilities.   if utilities are, in fact, $150 per month, your monthly living costs would be $800 as opposed to the other option of $825.