Julius currently pays the minimum monthly payment of $34.15 on his credit card, which has a balance of $1,289. His credit card has an APR of 20%. If Julius wants to pay off the balance in 12 months, determine the monthly
payments he needs to make.
Choose the following modification with the least cuts to his current expenses that will
allow Julius to pay off his credit card balance in 12 months.

a. Julius can eliminate $31 from Entertainment and $55 from Food/Clothes.

b. Julius can eliminate $80 from Entertainment and $60 from Food/Clothes.

C. Julius can eliminate $18 from Entertainment and $32 from Food/Clothes.

D. The minimum navmantic enough to nav off the halance within 12 months