pls help me with this, i have already asked this question but nobody would help pls someone help this time

James purchased a $205,000 home with a 30-year mortgage at 5.78%. if makes a $1500 monthly mortgage payment, how many months early will he pay off his mortgage? a. 180 months b. 224 months c. 127 months d. 136 months

Does anyone know how to do geometryme with this problem

Find the value of p for which the polynomial 3x^3 -x^2 + px +1 is exactly divisible by x-1, hence factorise the polynomial