Need someone to help me with this

Scott harris can invest $7,000 in a 1-year cd that earns interest at an annual rate of 4 percent compounded monthly. the amount per $1.00 is 1.040742. he can also invest $7,000 in a 1-year cd at annual rate of 4 percent compounded quarterly. the amount per $1.00 is 1.040604. what is the difference in the amount of interest earned for each investment? a) $0.96 b) $0.81 c) $0.87 d) $0.88

Can someone me out here number 4 plz

Mario has $14.35 left in his wallet. he spent $148.43 for tablecloths. then, he spent $92.05 for napkins. how much money did mario have in his wallet to start with?