. En 1/2 hora, un ciclista recorrió 20 kilómetros. ¿Cuál fue el promedio de velocidad del ciclista? a. 10 km / h b. 60 km c. 40 km d. 40 km / h Por ayúdenme respóndanme rápido

answer; (d) spontaneous processes are characterized by the overall conversion of order to disorder;

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50